Optiml, a Nova Scotia fintech startup founded in 2022, is reshaping retirement planning for Canadians. Built by Zac Davies, Max Jessome, and Alex Ingham—family and lifelong friends—the platform emerged after Davies’ uncle struggled to optimize retirement with spreadsheets and vague financial advice.
Optiml offers tailored, tax-efficient plans powered by a proprietary algorithm that simulates thousands of outcomes. It integrates with Wealthica for personalized insights and uses historical data validated by Saint Mary’s University. Designed for Canadians of all ages, Optiml emphasizes clarity, control, and independence from costly advisors. Subscription-based, it’s regularly updated to reflect user needs.
Want to know more? Check out the source code on Fintech.ca.